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Electric Car Guide
The green way to insure your car
With many car manufacturers now offering cars with more energy-efficient hybrid and electric engines, there are a number of insurers offering incentives to their customers to go green. Eco-friendly cars benefit from reduced road tax, higher fuel efficiency and cheaper car insurance, meaning now has never been a better time to go green.
Green car options
Eight years ago, eco-friendly cars were still hugely expensive and hard to get hold of, but as interest and technological developments grew, manufacturers began boosting their lines with more energy efficient vehicles. The most common green vehicles at the moment are hybrids, which have an electric engine component that runs alongside petrol or diesel motors to reduce carbon emissions. In the past couple of years we have also seen the development of ‘deep green’ vehicles, which have engines powered completely by electricity.
Recent research has shown that drivers with eco-friendly vehicles could stand to make an annual saving of 5% on their car insurance quotes by going for a specialist option. On the face of it may not seem like much, but when you consider the annual savings made on fuel and road tax, it all begins to add up.
There are now a few specialist insurers such as The Green Insurance Company that insure eco-friendly vehicles at no extra cost. These companies are committed to reducing carbon emissions and so offer a number of reductions to drivers who have hybrid or ‘deep green’ cars. One of the most interesting propositions made by insurers is to offset your carbon emissions by planting trees on your behalf. The Green Insurance Company, among others, has also promised to donate 5% of their annual profits to sustainable environmental projects, making this a great option for environmentally conscientious motorists.
Limit your mileage
Another green way to insure your car is to specify your annual mileage to your insurer. Traditionally, the more you drive, the more you are required to pay on your insurance premium as you will be more likely to be involved in an accident. If you specify fewer miles on your car insurance, not only will you be polluting less, you will also be saving on your yearly insurance premium. The problem however with this is that if you exceed your mileage limit, you may void your insurance policy, so be sure to give a realistic figure to your insurer.
Finding the best car insurance quotes for eco-friendly vehicles, requires some research, so be sure to shop around using price comparison websites to get the best deal.
- Paul Clarke